Having an overseas credit card can be very convenient for using many foreign services or purchasing foreign software, etc. Among them, what I currently find most convenient is being able to pay for ChatGPT Plus membership and OpenAI API bills, and of course, being able to easily purchase some foreign servers. But for someone like me who is in China, it is almost impossible to directly apply for a physical overseas credit card. So at this time, I found a platform that can provide a virtual US credit card. Below, I will briefly share how to choose and obtain a US virtual credit card.
How to Choose a Virtual Credit Card#
In fact, there are quite a few overseas virtual credit card platforms, such as Dupay (formerly Depay), which is a relatively good virtual credit card platform. However, due to the fact that this platform can only be recharged using virtual currency, it is too high of a barrier for many users in China.
So I found "WildCard Virtual Credit Card," which allows direct registration and login through a mobile phone number, real-name authentication through Alipay, and recharge through various methods such as UnionPay/WeChat/Alipay. The opening fee and handling fee are also lower, and it provides a remote environment in the United States, which can be easily used for binding OpenAI and ChatGPT for paid use. WildCard also supports multi-card mode, which makes it convenient for companies or users with multiple accounts to manage multiple cards easily, and the opening amount is more favorable.
WildCard Official Website: https://zhangzifan.com/go/wildcard (Use invitation code "LEIXUE" to enjoy an 88% discount on the opening fee. You can fill in the invitation code when prompted during registration, otherwise you can directly enjoy an 88% discount through the link)
If you are worried that you don't know how to register and open an account, you can continue to read the detailed operation steps shared by me later. Otherwise, you can directly enter the official website through the link (zhangzifan.com/go/wildcard) to start the registration process, and follow the prompts to verify and recharge to open an account.
How to Apply for a WildCard US Virtual Credit Card#
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Open the WildCard official website zhangzifan.com/go/wildcard and directly register and open an account.
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Enter your mobile phone number, click "Get" and enter the verification code, then click the "Continue" button. (If there is a "Enter invitation code" box, you can enter "LEIXUE" to enjoy an 88% discount on the opening fee. If there is no input box, it means you can directly enjoy an 88% discount on the opening fee.)
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Continue to click the "Start Verification" button on the page to enter the information filling process for account opening and real-name verification.
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According to the page prompts, you need to enter complete information such as your full name and ID number. Pay attention to not making any mistakes in the pinyin. After filling in, click the "Continue" button. You may be prompted to confirm your full name.
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Open the Alipay scanning page on your mobile phone for face verification. After successful verification on your mobile Alipay, click "Verified" on the page to enter the "Payment" process for account opening.
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Pay attention to all the rights, cancellation policies, and detailed charges on the page. If everything is fine, you can click "Go to Payment" to pay the opening fee. After successful payment, you will have successfully opened a US virtual credit card. If you register through zhangzifan.com/go/wildcard or enter the "LEIXUE" invitation code, the page will display "Enjoyed an 88% discount through invitation".
Precautions for Using Virtual Credit Cards#
WildCard is essentially a virtual debit card. After opening an account, the balance is 0. If you don't recharge, you won't be able to use it for subscriptions/payments. In order to successfully bind OpenAI or subscribe to ChatGPT Plus membership, you can use WildCard's "remote environment" to log in and bind your account. Remember not to bind without recharging, because when binding a credit card, the platform will perform a fee verification. If the balance is zero, it will result in a failed binding and an increased failure rate for transactions.
Disclaimer: WildCard Virtual Credit Card platform is also a platform I found online. Apart from the invitation rewards, I have no economic benefits. I am just an ordinary user, and I cannot promise or guarantee the operation of this platform. Therefore, please treat it rationally and choose carefully. Do not recharge too much balance each time. If you have any questions about the use and operation of this platform, or if the binding fails, you can contact the online customer service on the WildCard website. I have also tried their customer service, and besides being a bit slow, I haven't encountered any other issues.
Unless otherwise stated, all articles on the Leixue Blog are original and any form of reprinting is prohibited.
Article link: https://zhangzifan.com/how-get-us-virtual-credit-card.html